The variety of Financial Advisors, Financial Professionals, Financial Planners, etc, that people hold themselves out to be has become extensive. Our industry hasn’t done a great job of defining the distinguishing characteristics of each to our consumers. It’s probably left you asking, what do financial planners do? If you had to choose between an advisor […]
What do Financial Planners Do? Do I Need One? Read More »
Millennials are often criticized for their spending habits and YOLO (you only live once) lifestyles. Being millennials ourselves we can sympathize with our generations general view on lifestyle and saving habits. Most saw our parents go through the dot-com bubble, and housing crisis, which we believe contributed to “enjoy the money now because you never
5 Financial Mistakes Millennials Make Read More »
The benefits of HSA’s are numerous. A prerequisite to opening an HSA account is you must be a part of a high deductible health insurance plan. A high deductible plan, in most cases, is going to offer the cheapest premiums for young, healthy individuals. Your deductible, as suggested in the name, is simply higher than
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Every day people make financial decisions that significantly affect their ability to build wealth over time and become financially secure. Unfortunately, these decisions aren’t always good ones, but they can be easily avoided if you are aware of why that is. First, you must understand how opportunity cost in a personal finance context applies. It
5 Financial Mistakes to Avoid According to Opportunity Cost Read More »
Credit scores are the universal system that lenders use as part of their equation to evaluate the individuals they’re lending money to. Someone with a low credit score (630 or less) is viewed as a bad investment in the eyes of a lender. Or, for the heightened risk the lender takes with someone who has
Why is Your Your Credit Score Important? 5 Reasons Read More »
