What we do
Fee-Only Financial Planning and Investment Management
Financial Planning
Do you question the balance between planning for your future and the experiences you want to be a part of today? We’ll create a financial plan that provides peace of mind and encompasses funding not only your long-term financial goals, but precious life experiences as well.
Education
Do you have complicated employee benefits such as stock options or RSU’s? Are you unsure how they fit into your finances, or better yet, what an RSU even is? We’ll educate you during the financial planning process, to ensure we’re all on the same page.
Investment Management
We begin by discussing risk, aligning your portfolio with your goals, and being transparent about costs. We take the every day decision making and stresses of being an investor out of your hands, while keeping you informed and educated along the way.
Powered by innovative planning software to see all your accounts in one place
Why Millennial Wealth?
Online Financial Planning for Millennials across the country. Based in Seattle, WA.
Fiduciary Advice
Millennial Wealth is a fee-only financial planning firm. We’ve signed a fiduciary oath to act in the best interest of our clients. We eliminate conflicts of interest by not selling financial products of any kind.
No Account Minimums
Many financial advisors require a minimum account value before they’ll accept a client making it difficult for young professionals to receive financial advice. Millennial Wealth brings financial planning to everyone.
Transparency
Fees shouldn’t be kept in the dark when paying for financial advice. You’ll always know what you’ll pay prior to committing to work with us.
Recent Posts
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The New Retirement: 7 Habits to Achieve Financial Independence
The FIRE or financial independence and retire early movement has grown in popularity over the last decade. The Great Recession saw many retirement savings wiped out through poor financial decisions coupled with the worst recession of our lifetimes. The traditional retirement mold has been broken. Why wait until your later years to leave a job you’re[…]
The Importance of Investing When You’re Young
We call it the Millennial advantage, but the truth is, generations before and generations to come all have the same advantage when it comes to building wealth and having the freedom to do the things we value. That distinct advantage is the value of time. When it comes to having the flexibility and freedom to[…]
My Company’s Tech Stock is Booming! What Should I Do?
Since the mid-1990’s, the internet and the digital age have transformed the way we live. Technology has been the foundation for industry disruption and as a result, there continues to be an opportunity for technology companies to rise from a small start-up to a full-fledged public company in a matter of years. With the sudden[…]
What Growing Up in Alaska Taught Me About Personal Finance
You might be reading this post thinking “what in the world does growing up in Alaska have to do with lessons on personal finance?” Well, the answer is quite a bit actually. Alaska is a unique place to grow up. It’s big, it’s wild, and it will literally eat you alive if you’re not prepared.[…]
HSAs: The Premier Investment Account
Health insurance and planning for inevitable expenses in the future is a fundamental part of any financial plan. One tool millennials should be taking advantage of, if available to them, is health savings account or HSA as they’re referred to. The benefits of an HSA extend beyond their TRIPLE tax-advantaged status, to the ability to[…]
How to Negotiate a Pay Raise
You work hard, you contribute, and you add some serious value to your team. You’re ready for your compensation to match the same level of commitment and dedication you’ve provided to your company. But, how? Approaching your boss can be intimidating and there’s always the fear that if you screw it up, you could face[…]
5 Tips to Save Money on Car Insurance
For those of us that require a vehicle as our main form of transportation, car insurance is a must. However, the premiums we pay and the coverage we receive can vary drastically from one provider to the next. Many different factors can influence this cost. Aside from the level of desired coverage you seek, the[…]
Debt Management Strategies: Refinancing vs. Consolidation
Debt is an unfortunate fact of life for many of us. Unless you already have tons of cash lying around, chances are you’ll need to take out debt at some point in your life, whether it’s to buy a house, purchase a new car, or go to college. Once you are carrying a liability on[…]
8 Personal Finance Hacks For Millennials
Who doesn’t like to save or make money with a few tweaks to their personal finances? These tips might seem obvious or not so obvious, but they’re a roundup of some of the best ways to improve your personal finances right now. Whether you’re a Do it yourself-er, rely on friends or family for advice,[…]
The Importance of Building Different Sources of Income
When it comes to building wealth, saving and investing for your future, and achieving whatever other financial goals you might have, it’s important to develop other sources of income other than what you earn. You could be earning $500,0000 by age 50, yet if you haven’t saved a dime, you’re not going to be able[…]
How Does the New Tax Bill Effect Me?
The new tax bill, the Tax Cut and Jobs Act (TCJA), was passed at the end of 2017. It’s the largest tax reform we’ve seen in the U.S. since President Reagan. There are many important changes that will affect your taxes in 2018 and beyond. This article will attempt to shed light on the changes[…]
Who Pays Gift Taxes? And Gifting Strategies for Millennials
The annual gift tax exclusion in 2018 allows up to $15,000 to be transferred tax-free. Meaning cash gifts received or made, from anyone, over that limit are taxed. If you’ve ever received a generous gift from someone, you might be wondering who pays gift taxes? How does the gift tax work? And why is there a[…]