What we do
Fee-Only Financial Planning and Investment Management
Do you question the balance between planning for your future and the experiences you want to be a part of today? We’ll create a financial plan that provides peace of mind and encompasses funding not only your long-term financial goals, but precious life experiences as well.
Do you have complicated employee benefits such as stock options or RSU’s? Are you unsure how they fit into your finances, or better yet, what an RSU even is? We’ll educate you during the financial planning process, to ensure we’re all on the same page.
We begin by discussing risk, aligning your portfolio with your goals, and being transparent about costs. We take the every day decision making and stresses of being an investor out of your hands, while keeping you informed and educated along the way.
Powered by innovative planning software to see all your accounts in one place
Why Millennial Wealth?
Online Financial Planning for Millennials across the country. Based in Seattle, WA.
Millennial Wealth is a fee-only financial planning firm. We’ve signed a fiduciary oath to act in the best interest of our clients. We eliminate conflicts of interest by not selling financial products of any kind.
No Account Minimums
Many financial advisors require a minimum account value before they’ll accept a client making it difficult for young professionals to receive financial advice. Millennial Wealth brings financial planning to everyone.
Fees shouldn’t be kept in the dark when paying for financial advice. You’ll always know what you’ll pay prior to committing to work with us.
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Debt is an unfortunate fact of life for many of us. Unless you already have tons of cash lying around, chances are you’ll need to take out debt at some point in your life, whether it’s to buy a house, purchase a new car, or go to college. Once you are carrying a liability on[…]
Who doesn’t like to save or make money with a few tweaks to their personal finances? These tips might seem obvious or not so obvious, but they’re a roundup of some of the best ways to improve your personal finances right now. Whether you’re a Do it yourself-er, rely on friends or family for advice,[…]
When it comes to building wealth, saving and investing for your future, and achieving whatever other financial goals you might have, it’s important to develop other sources of income other than what you earn. You could be earning $500,0000 by age 50, yet if you haven’t saved a dime, you’re not going to be able[…]
The new tax bill, the Tax Cut and Jobs Act (TCJA), was passed at the end of 2017. It’s the largest tax reform we’ve seen in the U.S. since President Reagan. There are many important changes that will affect your taxes in 2018 and beyond. This article will attempt to shed light on the changes[…]
The annual gift tax exclusion in 2018 allows up to $15,000 to be transferred tax-free. Meaning cash gifts received or made, from anyone, over that limit are taxed. If you’ve ever received a generous gift from someone, you might be wondering who pays gift taxes? How does the gift tax work? And why is there a[…]
The steps to financial success usually aren’t easy. However, there are steps you can take in the short-term to put yourself in a good position to meet your goals. At Millennial Wealth, we preach that living a fulfilling life includes not only physical and mental health but financial health as the third piece of the[…]
One of the added benefits of owning stocks is the potential to receive dividends as a reward for ownership. In a company’s early years, growth can happen quickly. The majority of cash flow is reinvested to fuel further expansion and growth. After a certain point, however, a company’s growth will slow. Management may decide that,[…]
Let’s be honest, Americans are not very good at taking vacations. According to an online survey conducted by GfK from January 26 to February 20, 2017, the average number of vacation days used in 2016 by the average American worker was only 16.8 days. Vacations are also generally expensive. According to Credit Donkey, the average[…]
Insurance is a necessary expense to protect against unexpected losses. Even if it’s never used, it’s a fundamental part of any comprehensive financial plan. One area often overlooked, is protecting against the loss of income associated with the ability to work. According to a recent Social Security Administration Factsheet, a “sobering fact for 20-year-olds, is[…]
Being stressed about finances is never a good thing. Financial wellness directly correlates to our overall well being. Being over your head in debt, losing your job, or having to pay for a crippling unexpected expense, all can cause massive amounts of stress. That stress can have negative effects on your mental and physical health.[…]
With the divorce rate in the United States at an abysmal 40 to 50 percent, prenuptial agreements are by no means a romantic gesture, but they can make sense in certain situations. Prenups are designed to determine how assets and debts will be divided in the event of a divorce. Unfortunately, marriage is rarely a[…]
Over the past few years, 8 states have legalized the recreational use of marijuana for persons over the age of 21, and more states are likely to follow suit. There’s no fluke to this trend. Marijuana has already been scientifically proven to be less harmful, both to users and others, than alcohol or any other[…]