What we do
Fee-Only Financial Planning and Investment Management
Financial Planning
Do you question the balance between planning for your future and the experiences you want to be a part of today? We’ll create a financial plan that provides peace of mind and encompasses funding not only your long-term financial goals, but precious life experiences as well.
Education
Do you have complicated employee benefits such as stock options or RSU’s? Are you unsure how they fit into your finances, or better yet, what an RSU even is? We’ll educate you during the financial planning process, to ensure we’re all on the same page.
Investment Management
We begin by discussing risk, aligning your portfolio with your goals, and being transparent about costs. We take the every day decision making and stresses of being an investor out of your hands, while keeping you informed and educated along the way.
Powered by innovative planning software to see all your accounts in one place
Why Millennial Wealth?
Online Financial Planning for Millennials across the country. Based in Seattle, WA.
Fiduciary Advice
Millennial Wealth is a fee-only financial planning firm. We’ve signed a fiduciary oath to act in the best interest of our clients. We eliminate conflicts of interest by not selling financial products of any kind.
No Account Minimums
Many financial advisors require a minimum account value before they’ll accept a client making it difficult for young professionals to receive financial advice. Millennial Wealth brings financial planning to everyone.
Transparency
Fees shouldn’t be kept in the dark when paying for financial advice. You’ll always know what you’ll pay prior to committing to work with us.
Recent Posts
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The Great Debate: Active Versus Passive Investing
At the forefront of the investment world over the past decade has been the debate over active versus passive investing. Active funds, or mutual funds, have managers that “actively” buy and sell investments in order to beat their respective benchmark or accomplish their specific objective. On the other hand, passive funds have no manager, they[…]
Do I Need A Financial Planner?
Financial planning has evolved over the years. Since I’ve entered the profession, technology has enabled planners to help more and more clients. The financial planning software has improved and reduced the amount of time it takes to gather financial data. Real-time account aggregation and encrypted “vaults” to store sensitive financial information are now a cornerstone[…]
9 Financial Accomplishments Worth Celebrating
Whether we like it or not, our finances provide a foundation for the other aspects of our lives. Failing to have our finances in order can put a strain on our relationships, our careers, and set us back years towards achieving financial independence. The journey towards financial independence can be long, arduous, and flat-out tough.[…]
Frequently Asked 401(k) Loan Questions…Answered!
The majority of 401(k) providers offer a loan provision that allows participants to loan themselves money from their 401(k)’s at a relatively low-interest rate. We often get questions about whether it’s a good idea to loan yourself money from your 401(k). While it can seem attractive on the surface due to low-interest rates in addition[…]
How We’ll Invest in Technology in the Future
While no one can say for certain what the future holds for technology, it’s not hard for us to imagine what that future might look like. New technologies are designed, developed, and brought to market at an exponential pace. The iPhone, for example, has had more than 10 variations and upgrades brought to market since its[…]
What Young Professionals Should Know About Paying for An MBA
If you’re a college graduate who’s been in the working world for a few years, you’ve probably entertained the idea of going back to school, possibly for an MBA. There are a long list of reasons to do it, not the least of which is the fact that you can command a larger salary once[…]
Renting vs Owning a Home: The Pros and Cons of Each
When it comes to making a decision about whether it’s time to buy a home, there are several factors to consider. A common myth is that everyone should buy a home and that it’s ALWAYS a safe investment. Yet, that notion typically only rings true when you look at home ownership over long periods of[…]
A Guide to Estate Planning When You’re Young
You may be young and healthy, but that doesn’t mean estate planning should be ignored until you’re old, wealthy and have a family. Being rich is not a requirement to having an estate plan. Even if you’re young with relatively little assets, certain estate documents can ensure the assets you do posses end up where[…]
The New Retirement: 7 Habits to Achieve Financial Independence
The FIRE or financial independence and retire early movement has grown in popularity over the last decade. The Great Recession saw many retirement savings wiped out through poor financial decisions coupled with the worst recession of our lifetimes. The traditional retirement mold has been broken. Why wait until your later years to leave a job you’re[…]
The Importance of Investing When You’re Young
We call it the Millennial advantage, but the truth is, generations before and generations to come all have the same advantage when it comes to building wealth and having the freedom to do the things we value. That distinct advantage is the value of time. When it comes to having the flexibility and freedom to[…]
My Company’s Tech Stock is Booming! What Should I Do?
Since the mid-1990’s, the internet and the digital age have transformed the way we live. Technology has been the foundation for industry disruption and as a result, there continues to be an opportunity for technology companies to rise from a small start-up to a full-fledged public company in a matter of years. With the sudden[…]
What Growing Up in Alaska Taught Me About Personal Finance
You might be reading this post thinking “what in the world does growing up in Alaska have to do with lessons on personal finance?” Well, the answer is quite a bit actually. Alaska is a unique place to grow up. It’s big, it’s wild, and it will literally eat you alive if you’re not prepared.[…]