What we do
Fee-Only Financial Planning and Investment Management
Financial Planning
Do you question the balance between planning for your future and the experiences you want to be a part of today? We’ll create a financial plan that provides peace of mind and encompasses funding not only your long-term financial goals, but precious life experiences as well.
Education
Do you have complicated employee benefits such as stock options or RSU’s? Are you unsure how they fit into your finances, or better yet, what an RSU even is? We’ll educate you during the financial planning process, to ensure we’re all on the same page.
Investment Management
We begin by discussing risk, aligning your portfolio with your goals, and being transparent about costs. We take the every day decision making and stresses of being an investor out of your hands, while keeping you informed and educated along the way.
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Why Millennial Wealth?
Online Financial Planning for Millennials across the country. Based in Seattle, WA.
Fiduciary Advice
Millennial Wealth is a fee-only financial planning firm. We’ve signed a fiduciary oath to act in the best interest of our clients. We eliminate conflicts of interest by not selling financial products of any kind.
No Account Minimums
Many financial advisors require a minimum account value before they’ll accept a client making it difficult for young professionals to receive financial advice. Millennial Wealth brings financial planning to everyone.
Transparency
Fees shouldn’t be kept in the dark when paying for financial advice. You’ll always know what you’ll pay prior to committing to work with us.
Recent Posts
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Money Moves During Employee Benefits Enrollment
Great employee benefit packages can entice employees to remain at their employers or encourage new hires to come aboard. The problem is, these benefits are oftentimes overlooked during the enrollment period every year. Large benefits such as ESPP (employee stock purchase plans), life and disability insurance or access to an HSA (health savings account) may[…]
5 Ways to Increase Your Cash Flow
The saying “cash is king” rang true when 6% interest in a savings account was a possibility. Today, we’re not close to earning anything near that. Today, it’s cash flow that’s the jet fuel for wealth creation. If you have plenty of cash leftover every month after all your financial obligations are met, you’re able[…]
How Much Life Insurance Should I Buy?
Life insurance is a common and integral part of any strong financial plan. Without it, there’s potential to leave your loved ones in a dire financial situation. For example, it’d be important for them to maintain their current lifestyle and ability to make progress towards long-term financial goals such as college expenses or paying off[…]
3 Tips to Manage Market Volatility
For many investors, anxiety can shoot through the roof when swings in the stock market occur. No one knows if declines will be prolonged or when the highs may come crashing down. Uncertainty can make investing and weathering the storms a daunting task. The truth is, however, that volatility is a historically common occurrence and[…]
4 Tips to Prepare for the Next Recession
With no shortage of doom and gloom out there proselytizing an impending recession worse than the last, it’s easy to feel spooked or pessimistic about the near future. While there remains plenty of evidence to suggest no recession is anywhere near and we could sit here all day arguing about it, it’s meaningless to do[…]
Should my Investment Strategy Change as my Wealth Grows?
My journey in the financial advice industry began primarily working with retirees and near-retirees. The experience of working with older generations provided me with a unique perspective when it comes to the advice I give younger generations, whom I primarily work with now. One thing I’ve learned is wealth can be built in many different[…]
5 Fun Ways to Teach Your Kids About Money
According to FINRA’s study Financial Capability in the United States 2016, 59% of the study’s respondents were not offered financial education by a school or college they attended. On the five-question financial literacy test they administered as part of the study, only 14% were able to answer all five questions correctly. Yet, “respondents whose parents[…]
Managing Concentrated Stock Positions
Living in Seattle and primarily working with individuals and families in the tech industry, I’m very in touch with our burgeoning tech scene. Industry titans such as Amazon, Microsoft, Facebook, Apple, and Google, all have large offices here. If you work in the tech industry you’re also likely familiar with the variety of equity compensation structures[…]
A Guide to Capital Gains Taxes
For those with taxable investments, planning for capital gains taxes and taking steps to mitigate your tax bill is an annual tradition. If you have a financial planner or CPA, it’s likely they’ve taken most of this responsibility off your hands or at least helped you address it. If you’re on your own, however, mitigating[…]
5 Essential Tips to Negotiate A Job Offer
In today’s tech industry, “job-hopping” has nearly become a household term. As this Forbes article put it, “Job-hopping is in, and being stuck in a dead-end job is on its way out.” Why? Many assume it’s all about the money, but really “it all comes down to the fact that job-hopping allows millennials to have[…]
How to Protect Against a Loss of Income for a Single Income Family
It’s not uncommon for families to have one individual provide the majority if not all the income for the lifestyle expenses of the family. Obviously, this poses an inherent risk in the case that the individual who is the primary breadwinner is relied upon to provide the income to support the family. What if that income[…]
5 Money Management Tips for Freelancers
In today’s day and age, more and more people are turning to the gig economy to make a living or provide extra income. According to a study done in 2017 by the cloud-based accounting and invoicing software, FreshBooks, they suggest the number of Americans working for themselves could triple to 42 million by 2020, with[…]