employee benefits enrollment

Money Moves During Employee Benefits Enrollment

Great employee benefit packages can entice employees to remain at their employers or encourage new hires to come aboard. The problem is, these benefits are oftentimes overlooked during the enrollment period every year. Large benefits such as ESPP (employee stock purchase plans), life and disability insurance or access to an HSA (health savings account) may[…]

prepare for next recession

4 Tips to Prepare for the Next Recession

With no shortage of doom and gloom out there proselytizing an impending recession worse than the last, it’s easy to feel spooked or pessimistic about the near future. While there remains plenty of evidence to suggest no recession is anywhere near and we could sit here all day arguing about it, it’s meaningless to do[…]

teach your kids about money

5 Fun Ways to Teach Your Kids About Money

According to FINRA’s study Financial Capability in the United States 2016, 59% of the study’s respondents were not offered financial education by a school or college they attended. On the five-question financial literacy test they administered as part of the study, only 14% were able to answer all five questions correctly. Yet, “respondents whose parents[…]

single income family

How to Protect Against a Loss of Income for a Single Income Family

It’s not uncommon for families to have one individual provide the majority if not all the income for the lifestyle expenses of the family. Obviously, this poses an inherent risk in the case that the individual who is the primary breadwinner is relied upon to provide the income to support the family. What if that income[…]

hacks to upgrading your finances

6 Hacks to Upgrading Your Finances

I put together a list of ideas that aren’t necessarily the commonly preached methods to better managing your money. We all know we should save, invest, and spend within our means, but the steps to doing so aren’t always so clear-cut. My hope is these 6 hacks to upgrading your finances will help you understand[…]

steps to financial success in your 30's

Steps to Financial Success in Your 30’s

If you’ve laid the foundation for financial success in your 20’s, your 30’s should be a breeze right? Well, many things may have changed since your 20’s, you may have gotten married, settled down, had kids, and bought a home. These major lifestyle changes bring with it many new financial obligations and decisions to be[…]

financial conversations to have prior to marriage

Financial Conversations to Have Prior to Marriage

Marriage is about celebrating two people who’ve decided to embark on the rest of their lives together. It’s an exciting and fulfilling time! Yet, marriage also brings with it the joining of two separate financial pictures, backgrounds, and priorities. Engaging in these conversations with your soon-to-be-spouse, while difficult they may be, can help avoid even[…]

certainty of uncertainty

Planning for the Certainty of Uncertainty

Life is full of uncertain experiences, events, and outcomes. It’s what makes life interesting, fulfilling, and fun. That to a certain extent we’re uncertain what our future holds. We can only do so much to further our careers, protect our loved ones, or advance our knowledge. In the end, there will always be a degree[…]

do I need a financial planner

Do I Need A Financial Planner?

Financial planning has evolved over the years. Since I’ve entered the profession, technology has enabled planners to help more and more clients. The financial planning software has improved and reduced the amount of time it takes to gather financial data. Real-time account aggregation and encrypted “vaults” to store sensitive financial information are now a cornerstone[…]

financial accomplishments worth celebrating

9 Financial Accomplishments Worth Celebrating

Whether we like it or not, our finances provide a foundation for the other aspects of our lives. Failing to have our finances in order can put a strain on our relationships, our careers, and set us back years towards achieving financial independence. The journey towards financial independence can be long, arduous, and flat-out tough.[…]