One Transparent Fee

Access to a CFP® professional. No account minimum. Ongoing financial planning and investment management for Millennials in Tech.

Flexible Fee Schedules

WealthBase

$600 Upfront

$175/month
  • $225 a month for Families
  • *Estimates based on hourly rate

For clients who have not yet built significant investable assets. We’ll help you get your finances on the right track with a comprehensive financial plan and investment oversight. At a minimum, semi-annual reviews and ongoing support is included.

*Fees shown above are based on an hourly rate. For a fee proposal based on your specific situation, schedule a free consultation. 

WealthBase (Includes Tax Filing)

$600 Upfront

$200/month
  • $250 a month for Families
  • *Estimates based on hourly rate

WealthPlus

*Waived

1.0%/year
  • $250,000 asset minimum
  • Billed Monthly - Tax Filing Included

For clients who’ve already built up sizable assets. Your financial picture is likely more complex and time intensive. We’ll build a comprehensive financial plan and provide investment oversight. At a minimum, semi-anniual reviews and ongoing support is included.

What You Can Expect

We’ll help identify current income, expenses, savings and debt pay down rates to ensure you’re able to accomplish short and long-term goals. We’ll work to automate the majority of cash flow. Success is driven by how we allocate cash today and into the future. 

We help clients identify and articulate their short and long-term goals. This may include buying a home, getting married, starting a family, financial independence, vacation home, etc. These all accompany large financial decisions that we’ll provide perspective and guidance on.

We’ll ensure you’re on track to building long-term financial independence using tax-efficient strategies and maximizing employer provided retirement plans. 

We’ll review existing insurance policies including health, life, disability, property and casualty, to ensure coverage is sufficient. If new or updated policies are recommended, we’ll work with insurance brokers to get policies in place. 

We’ll estimate the cost of college for your children and determine the best strategies(s) to save and invest for the future expense including tax-efficient ways of doing so. 

Includes an analysis of your exposure to estate taxes and your current estate plan, which may include whether you have a will, powers of attorney, trusts and other related documents. We may recommend a qualified attorney to assist in drafting these documents and providing additional advice in this area. 

We partner directly with a CPA firm to act as a liaison between the tax preparers and our clients. We’ll help identify, gather, provide necessary tax filing documents to the CPA’s who will file the tax returns after our review. This service is provided on an “opt-in” basis for an additional fee.  

Includes reviewing current investments and asset allocation and developing a strategy that fits your unique risk tolerance, time horizon, and goals. We use TD Ameritrade to custody client assets and use discretionary management to implement our agreed-upon strategies. 

During open enrollment, we’ll review all employee benefits to ensure you’re optimizing stock purchase plans, health insurance, group life and disability, “cafeteria plans” such as commuting costs, gym memberships, legal costs, etc. 

Advice may include ways to minimize current and future  taxes. For example, we may make recommendations on which type of account(s) or specific investments should be owned based in part on their “tax efficiency” in regards to your unique tax situation. Or, realizing income or capital gains strategically in particular years where the tax burden may be mitigated. 

We’ll review the type of equity compensation such as RSU’s or stock options (ISO’s and NQSO’s) and ensure we’re being conscious about the tax implications, when to exercise (for stock options), and whether to diversify vesting stock (based on overall investment asset allocation and unique goals). 

We’ll discuss the best options to pay down high-interest debt or how to best finance large purchases such as real estate. This could include debt consolidation strategies, student loan analysis, or discussing different types of mortgages.

Other services that may be provided as needed are access to our continually expanding and evolving network of professionals including realtors, attorneys, CPA’s, and insurance brokers.  

We also utlilize cutting edge technology to service our clients and provide a comprehensive client portal to stay in touch with your finances, track your goals and investments. 

We always begin with an initial discovery meeting where we gather as much information about your current financial situation as possible. Next, we help articulate and prioritize your goals to determine the best plan of attack. 

We oversee implementation of your plan and hold you accountable along the way. As changes in your life occur, we adjust accordingly. The end result will be peace of mind knowing you have a clear and concise plan for your money centered around your goals.

We use state of the art planning technology to help you (and us!) stay on top of things. You’ll have a secure, online portal to access all your important financial documents and anytime access to us via phone, text or email. 

For more information please review the following documents:

millennial wealth financial planning process

Track Your Goals

Student Loans 80%
Buying A Home 40%
Retirement 32%
Emergency Fund 100%
College Funding 50%
Annual Overseas Trip 100%

Investment Philosophy

Our investment philosophy is centered around passive, low-cost investments. As information becomes more readily available and public markets more efficient than ever before, it’s become increasingly difficult for active money manager’s to “beat” their respective benchmarks over full market cycles.

Millennials have decades of time to take advantage of the power of compounding through a steady, patient approach. Investing doesn’t have to be complicated or expensive.

Sweeping changes don’t need to be made every day or every month for a portfolio to perform well over the long run. Instead, we focus on what we can control, which is our reactions to market swings, coaching healthy financial habits, keeping fees low, and tracking towards your goals. In the end what matters is you’re able to live the life you want, free of financial concerns. If we’re able to achieve that, we’ve achieved our desired rate of return.

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