I put together a list of ideas that aren’t necessarily the commonly preached methods to better manage your money. We all know we should save, invest, and spend within our means, but the steps to doing so aren’t always so clear-cut. My hope is these 6 hacks to upgrading your finances will help you understand […]
6 Hacks to Improve Your Finances Read More »
If you’re fortunate enough to receive a windfall of cash in your lifetime there are several ways to make the most of it. Every so often the headlines include a story about a lottery winner or professional athlete who’ve earned large amounts of money in a brief period of time before going completely broke. Don’t
What to do with a Windfall of Cash Read More »
If you’ve laid the foundation for financial success in your 20’s, your 30’s should be a breeze right? Well, many things may have changed since your 20’s, you may have gotten married, settled down, had kids, and bought a home. These major lifestyle changes bring with them many new financial obligations and decisions to be
Steps to Financial Success in Your 30’s Read More »
Marriage is about celebrating two people who’ve decided to embark on the rest of their lives together. It’s an exciting and fulfilling time! Yet, marriage also brings with it the joining of two separate financial pictures, backgrounds, and priorities. Engaging in these conversations with your soon-to-be-spouse, while difficult they may be, can help avoid even
Financial Conversations to Have Prior to Marriage Read More »
Life is full of uncertain experiences, events, and outcomes. It’s what makes life interesting, fulfilling, and fun. To a certain extent, we’re uncertain what our future holds. We can only do so much to further our careers, protect our loved ones, or advance our knowledge. In the end, there will always be a degree of
Financial Uncertainty: Planning Ahead Read More »
At the forefront of the investment world over the past decade has been the debate over active versus passive investing. Active funds, or mutual funds, have managers that “actively” buy and sell investments in order to beat their respective benchmark or accomplish their specific objective. On the other hand, passive funds have no manager, they
Active vs. Passive Investing: The Great Debate Read More »
Financial planning has evolved over the years. Since I’ve entered the profession, technology has enabled planners to help more and more clients. The financial planning software has improved and reduced the amount of time it takes to gather financial data. Real-time account aggregation and encrypted “vaults” to store sensitive financial information are now a cornerstone
Do I Need A Financial Planner? Read More »
Whether we like it or not, our finances provide a foundation for the other aspects of our lives. Failing to have our finances in order can put a strain on our relationships, our careers, and set us back years towards achieving financial independence. The journey towards financial independence can be long, arduous, and flat-out tough.
9 Financial Accomplishments Worth Celebrating Read More »
The majority of 401(k) providers offer a loan provision that allows participants to loan themselves money from their 401(k)’s at a relatively low-interest rate. We often get questions about whether it’s a good idea to loan yourself money from your 401(k). While it can seem attractive on the surface due to low-interest rates in addition
401(k) Loan FAQ: How Do They Work? Read More »
When it comes to making a decision about whether it’s time to buy a home, there are several factors to consider. A common myth is that everyone should buy a home and that it’s ALWAYS a safe investment. Yet, that notion typically only rings true when you look at homeownership over long periods of time.
Renting vs. Buying: The Pros and Cons of Each Read More »
