build wealth

Should my Investment Strategy Change as my Wealth Grows?

My journey in the financial advice industry began primarily working with retirees and near-retirees. The experience of working with older generations provided me with a unique perspective when it comes to the advice I give younger generations, whom I primarily work with now. One thing I’ve learned is wealth can be built in many different[…]

managing concentrated stock positions

Managing Concentrated Stock Positions

Living in Seattle and primarily working with individuals and families in the tech industry, I’m very in touch with our burgeoning tech scene. Industry titans such as Amazon, Microsoft, Facebook, Apple, and Google, all have large offices here. If you work in the tech industry you’re also likely familiar with the variety of equity compensation structures[…]

single income family

How to Protect Against a Loss of Income for a Single Income Family

It’s not uncommon for families to have one individual provide the majority if not all the income for the lifestyle expenses of the family. Obviously, this poses an inherent risk in the case that the individual who is the primary breadwinner is relied upon to provide the income to support the family. What if that income[…]

asset allocation

5 Things Every Investor Should Know About Their Portfolio

When I first started to invest on my own at 19 through a Scottrade account, I admittedly had no idea what I was doing. I would scour through articles on the internet looking for information on the latest and greatest technology in hopes of finding a hidden gem of a company to buy stock in. I[…]

hacks to upgrading your finances

6 Hacks to Upgrading Your Finances

I put together a list of ideas that aren’t necessarily the commonly preached methods to better managing your money. We all know we should save, invest, and spend within our means, but the steps to doing so aren’t always so clear-cut. My hope is these 6 hacks to upgrading your finances will help you understand[…]

steps to financial success in your 30's

Steps to Financial Success in Your 30’s

If you’ve laid the foundation for financial success in your 20’s, your 30’s should be a breeze right? Well, many things may have changed since your 20’s, you may have gotten married, settled down, had kids, and bought a home. These major lifestyle changes bring with it many new financial obligations and decisions to be[…]

financial conversations to have prior to marriage

Financial Conversations to Have Prior to Marriage

Marriage is about celebrating two people who’ve decided to embark on the rest of their lives together. It’s an exciting and fulfilling time! Yet, marriage also brings with it the joining of two separate financial pictures, backgrounds, and priorities. Engaging in these conversations with your soon-to-be-spouse, while difficult they may be, can help avoid even[…]

certainty of uncertainty

Planning for the Certainty of Uncertainty

Life is full of uncertain experiences, events, and outcomes. It’s what makes life interesting, fulfilling, and fun. That to a certain extent we’re uncertain what our future holds. We can only do so much to further our careers, protect our loved ones, or advance our knowledge. In the end, there will always be a degree[…]

active versus passive investing

The Great Debate: Active Versus Passive Investing

At the forefront of the investment world over the past decade has been the debate over active versus passive investing. Active funds, or mutual funds, have managers that “actively” buy and sell investments in order to beat their respective benchmark or accomplish their specific objective. On the other hand, passive funds have no manager, they[…]

do I need a financial planner

Do I Need A Financial Planner?

Financial planning has evolved over the years. Since I’ve entered the profession, technology has enabled planners to help more and more clients. The financial planning software has improved and reduced the amount of time it takes to gather financial data. Real-time account aggregation and encrypted “vaults” to store sensitive financial information are now a cornerstone[…]

financial accomplishments worth celebrating

9 Financial Accomplishments Worth Celebrating

Whether we like it or not, our finances provide a foundation for the other aspects of our lives. Failing to have our finances in order can put a strain on our relationships, our careers, and set us back years towards achieving financial independence. The journey towards financial independence can be long, arduous, and flat-out tough.[…]