Long-term financial success can largely be attributed to how we manage our monthly cash flow today. That’s not to say it 100% predicates whether we’ll be financially secure in the future, but it does greatly enhance our chances. When it comes to managing our monthly cash flow, oftentimes personal finance gurus will point to strict […]
Why Developing Healthy Financial Habits is Better than Budgeting Read More »
Odds are if you’re an investor, you’ve experienced market corrections along your journey. Market corrections are classified as a drop in 10% or more from the asset class highs. For example, the S&P 500, the index for large-cap U.S stocks, experiences a correction on average once per year according to Deutsche Bank. Naturally, you’d think
5 Tips to Managing A Market Correction Read More »
This article will discuss year-end financial planning techniques that can be utilized before ringing in the new year. Taking the time to cross them off your to-do list will ensure you start off on the right foot this upcoming year! I hope you find my end-of-year financial checklist helpful! 1. Tax-Loss Harvest Tax-loss harvesting can
End of Year Financial Checklist Read More »
Whether you’re a new investor, or have years of experience under your belt, you’ve likely come across several “myths” about investing that held you back at the time. When it comes to investing, hindsight is truly 20/20. “I should’ve, if only I would’ve, or I could be rich!”, are all statements that can be made
4 Investing Myths That Hold You Back Read More »
Great employee benefit packages can entice employees to remain at their employers or encourage new hires to come aboard. The problem is, these benefits are oftentimes overlooked during the enrollment period every year. Large benefits such as ESPP (employee stock purchase plans), life and disability insurance or access to an HSA (health savings account) may
Maximize Employee Benefits Plan Enrollment Read More »
Life insurance is a common and integral part of any strong financial plan. Without it, there’s potential to leave your loved ones in a dire financial situation. For example, it’d be important for them to maintain their current lifestyle and ability to make progress towards long-term financial goals such as college expenses or paying off
How Much Life Insurance Should I Buy? Read More »
My journey in the financial advice industry began primarily working with retirees and near-retirees. The experience of working with older generations provided me with a unique perspective when it comes to the advice I give younger generations, whom I primarily work with now. One thing I’ve learned is wealth can be built in many different
Should my Investment Strategy Change as my Wealth Grows? Read More »
Living in Seattle and primarily working with individuals and families in the tech industry, I’m very in touch with our burgeoning tech scene. Industry titans such as Amazon, Microsoft, Facebook, Apple, and Google, all have large offices here. If you work in the tech industry you’re also likely familiar with the variety of equity compensation structures
Managing Concentrated Stock Positions Read More »
It’s not uncommon for families to have one individual provide the majority if not all the income for the lifestyle expenses of the family. Obviously, this poses an inherent risk in the case that the individual who is the primary breadwinner is relied upon to provide the income to support the family. What if that
How to Protect Against a Loss of Income for a Single Income Family Read More »
When I first started to invest on my own at 19 through a Scottrade account, I admittedly had no idea what I was doing. I would scour through articles on the internet looking for information on the latest and greatest technology in hopes of finding a hidden gem of a company to buy stock in.
5 Things Every Investor Should Know About Their Portfolio Read More »
