Guest Post By Shreya Lay — Estate Planning Attorney I had been accepted to speak at a conference in Norway. Last minute (awfully routed) ticket – check; connecting with friends of friends for a free place to stay (and some local guides) – check; conference sign-up and presentation – check, check! Bergen is beautiful. April …
Of the many exciting and potentially stressful items on the to-do list prior to or after getting married, is to organize joint finances. Hopefully, conversations around finances have already been had prior to getting married so that each spouse has a good idea of the other’s financial situation. Having these conversations are extremely important because …
When people initially reach out to me or other financial planners, it’s typically centered around particular financial questions, goals, or issues they need help with at that particular point in time. Other times, it’s a combination of all these things, as their situation has become too complex for it to be worth their time and …
How to Articulate and Prioritize Financial Goals Read More »
Modern portfolio theory is a generally accepted practice used by many financial advisors, individual investors, and large institutions in managing their investment portfolios. It aims to optimize the expected return based on a given amount of “risk”. Through diversification, the portfolio becomes more efficient at optimizing returns. This takes into account a plethora of mathematics …
Introduction to Behavioral Finance and Common Investor Biases Read More »
Our personal cash flow is the underlying tool we use to achieve our financial goals. A salary or some form of compensation for performing a job is typically the most common form of personal cash flow. On a monthly basis, we decide what to do with our cash flow and how it’s allocated ultimately determines …
Our personal balance sheets can tell us a lot about our current financial standing. It’s simple, assets minus liabilities equals net worth. Over time, the goal is to pay down liabilities, increase assets, and in turn increase net worth. If you’re sticking to a strategy that essentially sticks to this basic concept, you’re more likely …
Berkshire Hathaway’s and Warren Buffett’s annual shareholder letter is typically a treasure trove full of business and investing insight. Along with a thoughtful perspective on the important roles investors, managers, and businesses play in our economy. This year’s letter was no exception! In this article, I’ll break down the most compelling, insightful, and thought-provoking quotes …
What We Can Learn From Warren Buffett’s 2018 Annual Letter Read More »
Prior to entering the financial services industry, I had this notion that financial advisors provided their value purely as stock pickers. That their job was to help their clients “outperform” the market by helping them to select the best-performing stocks. As my experience grew in the industry and as the industry has continued to evolve …
The Intangible Benefits of Working With A Financial Advisor Read More »
The decision to get an advanced degree is a big one, involving a financial and career equation of money, time, possible advancement, fulfillment, and more. The following are some of the questions you should consider when deciding whether to pursue and how to finance a Masters’ degree! This article was written by Janet Matta. She …
Financing a Masters Degree and Career Progression FAQ Read More »
RSU’s or restricted stock units are a form of equity compensation often awarded to employees in the technology industry. They’re used as additional compensation in addition to a base salary in the form of stock ownership in the company. RSU’s can be an extremely valuable form of compensation and offer several planning opportunities. However, if you’re …
