All types of insurance can help reduce the risks of a financial plan. Whether you’re trying to reduce the risk of loss of income, ability to perform your job, catastrophic damage to a large asset such as a home, or general liability, if there’s a risk, generally, insurance can be purchased to cover it. One […]
Benefits of Term Life Insurance Read More »
Investors are certain to experience volatile markets throughout any normal economic cycle. As unpleasant as they may be, they also offer potential opportunities to long-term investors with the patience and financial wherewithal to withstand a downturn. This particularly rings true for equity compensation in both private and public companies. Stock options and RSUs in valuable
Stock Options & RSU Strategies During Volatile Markets Read More »
Technology company start-ups or private companies oftentimes use potentially extremely valuable equity compensation as a way to attract a talented workforce away from their “less risky” larger public company counterparts. If you’re considering a job offer or currently work for a private company that provides Incentive Stock options or Restricted stock/stock units as part of
How Does Equity Compensation Work in a Private Company Read More »
ESPP or employer stock purchase plans, as they’re commonly known, are a common employee benefit within the tech industry. As the name implies, they allow employees to purchase stock of the company at a discounted price. For example, rather than purchasing the stock outside of the plan for the market price, ESPP’s might apply a
How to Maximize Your Company’s ESPP Plan Read More »
I had been accepted to speak at a conference in Norway. Last-minute (awfully routed) ticket – check; connecting with friends of friends for a free place to stay (and some local guides) – check; conference sign-up and presentation – check, check! Bergen is beautiful. April is not necessarily the best time to go there; it’s
Unusual To-Do’s Before Your Next Trip Read More »
Discussing money with your parents can be a hard topic to approach. Depending on the family dynamic, it may or may not be a subject that was ever breached growing up. Money has and continues to be a taboo subject even between family members. Despite this, it’s more important than ever to have money conversations
5 Important Financial Questions to Ask Your Parents Read More »
Wills and trusts are often viewed as a thing of movies. An insanely rich person dies, leaving behind a vast fortune… And so, begins the classic cinematic tableau. Estate planning, however, is not only reserved for the wealthy. To protect their assets and loved ones, many people are now actively taking part in planning what
Estate and Trust Administration: What You Need to Know Read More »
The 401(k) has become synonymous with retirement. It’s the primary type of account used to save for retirement in today’s corporate world. Most are aware of the tax benefits a traditional 401(k) provides along with often generous “matching contributions” made by employers to encourage saving. However, one potentially overlooked 401(k) option by both employers and
What is the After-Tax 401(k)? Read More »
Roth conversions are a powerful tool to utilize for various reasons when it comes to maximizing retirement savings. A Roth conversion is an essential part of the back-door Roth IRA strategy (for high-income earners) who otherwise can’t make a direct contribution to a Roth. It’s also a strategic way to “max out” marginal income tax
How to Maximize Roth Conversions Read More »
Creating your own investment portfolio or strategy boils down to a few key principles. The key topics we’ll cover in this article include tax-efficiency, time horizon, assessing risk tolerance, and diversification. Once you have a solid understanding of how these topics apply to your situation, creating a customized portfolio in pursuit of your goals can
How to Create Your Own Investment Portfolio Read More »
