Capital gains are taxes that all investors need to be knowledgeable of. Whether you invest in stocks, bonds, real estate, etc., capital gains taxes must be paid once the investment is eventually sold. Using tax planning or basic knowledge of capital gains taxes can help you prepare for the eventual tax bill without getting surprised. […]
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As financial advisors, we constantly talk to clients about what’s next in their lives. Mainly, that revolves around retirement planning, cash flow management, equity compensation reviews, what’s important to them, where they want to travel, what they want to accomplish, etc. As part of our comprehensive advice, we often need to discuss their estate plan
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Creating habits regarding money management, or anything in life for that matter, will drastically improve your chances of achieving a goal. Millionaires, in particular, typically abide by certain habits, sometimes consciously and other times due to creating similar habits in other areas of their life, resulting in their ability to achieve a net worth greater
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All types of insurance can help reduce the risks of a financial plan. Whether you’re trying to reduce the risk of loss of income, ability to perform your job, catastrophic damage to a large asset such as a home, or general liability, if there’s a risk, generally, insurance can be purchased to cover it. One
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Investors are certain to experience volatile markets throughout any normal economic cycle. As unpleasant as they may be, they also offer potential opportunities to long-term investors with the patience and financial wherewithal to withstand a downturn. This particularly rings true for equity compensation in both private and public companies. Stock options and RSUs in valuable
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Technology company start-ups or private companies oftentimes use potentially extremely valuable equity compensation as a way to attract a talented workforce away from their “less risky” larger public company counterparts. If you’re considering a job offer or currently work for a private company that provides Incentive Stock options or Restricted stock/stock units as part of
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ESPP or employer stock purchase plans, as they’re commonly known, are a common employee benefit within the tech industry. As the name implies, they allow employees to purchase stock of the company at a discounted price. For example, rather than purchasing the stock outside of the plan for the market price, ESPP’s might apply a
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I had been accepted to speak at a conference in Norway. Last-minute (awfully routed) ticket – check; connecting with friends of friends for a free place to stay (and some local guides) – check; conference sign-up and presentation – check, check! Bergen is beautiful. April is not necessarily the best time to go there; it’s
Unusual To-Do’s Before Your Next Trip Read More »
Discussing money with your parents can be a hard topic to approach. Depending on the family dynamic, it may or may not be a subject that was ever breached growing up. Money has and continues to be a taboo subject even between family members. Despite this, it’s more important than ever to have money conversations
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Wills and trusts are often viewed as a thing of movies. An insanely rich person dies, leaving behind a vast fortune… And so, begins the classic cinematic tableau. Estate planning, however, is not only reserved for the wealthy. To protect their assets and loved ones, many people are now actively taking part in planning what
Estate and Trust Administration: What You Need to Know Read More »
