The variety of Financial Advisors, Financial Professionals, Financial Planners, etc, that people hold themselves out to be has become extensive. Our industry hasn’t done a great job of defining the distinguishing characteristics of each to our consumers. It’s probably left you asking, what do financial planners do? If you had to choose between an advisor […]
What do Financial Planners Do? Do I Need One? Read More »
Getting started as an investor can seem like a daunting task at first, largely because it’s never taught. There isn’t a personal finance or investing class available unless you specifically study finance. Don’t feel alone if you have no idea where to get started. It’s never too early or too late, whether you have $1000
The Beginner’s Guide to Investing Read More »
You’ve probably heard of the rise of Bitcoin in the news lately. The price of one Bitcoin has risen over 1000% in the past year, drawing investors large and small, experienced and inexperienced, to partake in this speculative investment. The rise of Bitcoin and other cryptocurrencies that have sprung up in its wake is nothing
Should I Invest In Bitcoin? Read More »
The 401(k) is the primary tool used to save for retirement. It can be hard to determine how much to contribute to your 401(k) when you factor in debt, savings, and other financial goals. This article explores how to balance the 401(k) contributions with other financial priorities to help you answer the question, how much
What Percentage Should I Contribute to My 401(k)? Read More »
Why rebalance your portfolio? You’ve probably heard the term rebalance before as part of an investing discussion. It’s a basic concept used by financial professionals to maintain certain risk parameters around a portfolio. Without ever rebalancing a portfolio, the original asset allocation runs wild. For example, if an investor has a portfolio with 60% stocks
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The 529 plan is one of the most popular ways to save for a child’s college expenses. As the cost of higher education continues to increase at an astronomical rate, it’s more important than ever to plan for your child’s college expenses using tax-advantaged accounts such as the 529. Below we’ve listed the several benefits
6 Benefits of a 529 Plan Read More »
This article will discuss the importance of tax-efficient investing in order to maximize portfolio returns. From the different types of tax status at the account level, to tax-efficient investments, we’ll uncover simple strategies to ensure you’re keeping most of your investments returns. Importance of Tax-Efficient Investing Taxable, Tax-Deferred or Tax Exempt? There are 3 differing
Tax Efficient Investing: Why It’s So Important Read More »
When leaving an employer for a new job, your 401(k) remains in the former employer’s plan. Only when you designate to roll over the 401(k) will the account’s assets be moved. There are four 401(k) rollover options. You should review each option carefully to make the right choice for you. Read below to review the
What Are My 401(k) Rollover Options? Read More »
A budget is similar to a diet. What a diet is to physical health, a budget is to financial health. Both are developed to improve yourself, but neither are typically sustainable. More often than not they’re temporary lifestyle changes, not permanent behavioral changes. As a result, we’ve found the best way to budget is through
Best Way to Budget: Automation Read More »
Millennials are often criticized for their spending habits and YOLO (you only live once) lifestyles. Being millennials ourselves we can sympathize with our generations general view on lifestyle and saving habits. Most saw our parents go through the dot-com bubble, and housing crisis, which we believe contributed to “enjoy the money now because you never
5 Financial Mistakes Millennials Make Read More »
