How to Articulate and Prioritize Financial Goals

When people initially reach out to myself or other financial planners, it’s typically centered around particular financial questions, goals, or issue they need help with at that particular point in time. Other times, it’s a combination of all these things, as their situation has become too complex for it to be worth their time and[…]

annual letter

What We Can Learn From Warren Buffett’s 2018 Annual Letter

Berkshire Hathaway’s and Warren Buffett’s annual shareholder letter is typically a treasure trove full of business and investing insight. Along with thoughtful perspective on the important roles investors, managers, and businesses play in our economy. This years letter was no exception! In this article, I’ll break down the most compelling, insightful, and thought-provoking quotes from[…]

single income family

How to Protect Against a Loss of Income for a Single Income Family

It’s not uncommon for families to have one individual provide the majority if not all the income for the lifestyle expenses of the family. Obviously, this poses an inherent risk in the case that the individual who is the primary breadwinner is relied upon to provide the income to support the family. What if that income[…]

emergency fund

Emergency Fund: Why You Should Have One

The emergency fund is a basic risk management tool that everyone should have in place. It’s fairly simple, and easy to implement once you understand why it’s a staple for any financial plan. It’s essentially a cash pile for you to fall back on should an “emergency” ever occur, hence the name. According to Bankrate’s[…]