steps to financial success in your 30's

Steps to Financial Success in Your 30’s

If you’ve laid the foundation for financial success in your 20’s, your 30’s should be a breeze right? Well, many things may have changed since your 20’s, you may have gotten married, settled down, had kids, and bought a home. These major lifestyle changes bring with it many new financial obligations and decisions to be[…]

certainty of uncertainty

Planning for the Certainty of Uncertainty

Life is full of uncertain experiences, events, and outcomes. It’s what makes life interesting, fulfilling, and fun. That to a certain extent we’re uncertain what our future holds. We can only do so much to further our careers, protect our loved ones, or advance our knowledge. In the end, there will always be a degree[…]

do I need a financial planner

Do I Need A Financial Planner?

Financial planning has evolved over the years. Since I’ve entered the profession, technology has enabled planners to help more and more clients. The financial planning software has improved and reduced the amount of time it takes to gather financial data. Real-time account aggregation and encrypted “vaults” to store sensitive financial information are now a cornerstone[…]

warren buffett annual letter

Warren Buffett Annual Letter: What it Teaches Us About Personal Finance and Investing

Every year, dating back to 1977, Warren Buffett has written Berkshire Hathaway’s annual shareholder letter. Warren Buffets annual letter, has attracted more than just Berkshire shareholders over the years. Its essentially become gospel for investors, businessmen, and women and anyone interesting in understanding the thought process of a genius businessman and investor. Our investment philosophy can be[…]

Understanding Behavioral Finance

Understanding Behavioral Finance

Behavioral finance is a relatively new field of study that is starting to gain popularity amongst both the mainstream and economists and finance experts. At it’s core, behavioral finance seeks to provide explanations as to how the human behavior and psyche can influence financial decision making. Understanding behavioral finance can give you a leg up[…]

why rebalance your portfolio

Why Rebalance your Portfolio?

Why rebalance your portfolio? You’ve probably heard the term rebalance before as part of an investing discussion. It’s a basic concept used by financial professionals to maintain certain risk parameters around a portfolio. Without ever rebalancing a portfolio, the original asset allocation runs wild. For example, if an investor has a portfolio with 60% stocks[…]