hacks to upgrading your finances

6 Hacks to Upgrading Your Finances

I put together a list of ideas that aren’t necessarily the commonly preached methods to better managing your money. We all know we should save, invest, and spend within our means, but the steps to doing so aren’t always so clear-cut. My hope is these 6 hacks to upgrading your finances will help you understand[…]

personal expense worksheet

Free Personal Expense Worksheet

We developed a personal expense worksheet to help our clients identify where they’re spending their money, and how much they’re spending on average, monthly and annually. We hesitate to call it a budgeting template because it’s not. We don’t believe in traditional budgeting unless it’s truly necessary to break bad spending habits. For most people,[…]

best way to budget

Best Way to Budget: Automation

A budget is similar to a diet. What a diet is to physical health, a budget is to financial health. Both are developed to improve yourself, but neither are typically sustainable. More often than not they’re temporary lifestyle changes, not permanent behavioral changes. As a result, we’ve found the best way to budget is through[…]

Financial Planning for Recent College Graduates

According to a recent study conducted by Korn Ferry, the average starting salary for a college graduate in the U.S is projected to be slightly under $50,000 in 2017. The average student loan debt upon graduation is roughly $37,000. Without any financial experience or knowledge, this can be a lot to overcome. I’ve built a hypothetical[…]